News and Updates

Prospecting: A Discipline Done Daily

Many ask “When’s the best time to prospect?” They want an answer that includes a day of the week, the time of day, or both. The right answer is “Six months ago.” Yep, the best time to prospect has passed. But the second-best time is always right now. There’s an...

Retiree’s Health Care Spending

The Employee Benefit Research Institute examined the spending patterns of those in preretirement (50-64), early retirement (65-74) and late retirement (75+). It found spending tends to decrease over time, and the proportion across spending categories also changes. In...

HealthCare.gov Enrollment Analysis

Sign-ups during the first two weeks of open enrollment for 2020 Affordable Care Act exchange coverage are trailing last year's numbers. According to the CMS, about 932,000 people selected a health plan in the first two weeks of open enrollment, which kicked off on...

ACA Enrollment Snapshot: Week 2

In week two (Nov. 3-9) of the 2020 Open Enrollment, 754,967 people selected plans using HealthCare.gov. Enrollment weeks are measured Sunday through Saturday. Consequently, the cumulative totals reported in this snapshot reflect one fewer day than last year. The...

Your Excuses Are Disempowering You

We love our excuses. They provide us all the reasons we need not to be or not to do something. Your disempowering stories about your life prove that no one should expect you to be able to do something based on past events and the all-too-handy labels society provides...

Out-of-Pocket Hits Sick Beneficiaries Hard

More than half of seriously ill Medicare beneficiaries face financial hardships with medical bills, with prescription drug costs the leading problem, according to a study published Monday. All told, 53% of seriously ill Medicare patients said they had major trouble...

Medicare: $5,460 Out-of-Pocket Costs

The average person with traditional Medicare coverage paid $5,460 out of her own pocket for health care in 2016, according to a new KFF analysis and interactive tool. This $5,460 includes about $1,000 in out-of-pocket spending for long-term care facility services,...

Are You Being Out-Hustled?

If there’s one thing that’s 100% within your control, it’s your effort. You control how hard you work. Not your manager. Not anyone else. No one can, or will, stop you from working hard. The effort you make is yours alone. If it isn’t enough, it’s all on you. You...

Heart-Failure Deaths▲, Life Expectancy▼

Deaths from heart failure, one of the nation’s biggest killers, are surging as the population ages and the health of younger generations worsens. The death rate from the debilitating condition rose 20.7% between 2011 and 2017, and is likely to keep climbing sharply,...

In-Home Care, LTC: A Lot More Expensive

A new interactive survey by Genworth Financial found the fastest-rising long-term care cost is not for the most skilled care at a nursing home or assisted-living facility, but in-home services. Genworth reported the cost of homemaker services – in which an aide helps...


By submitting this form, you are consenting to receive marketing emails from: The Personal Producer Network, 4403 1st Ave. SE , Cedar Rapids, IA, 52402, http://www.tppnamerilife.com. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact