Sign-ups during the first two weeks of open enrollment for 2020 Affordable Care Act exchange coverage are trailing last year’s numbers. According to the CMS, about 932,000 people selected a health plan in the first two weeks of open enrollment, which kicked off on Nov. 1. That’s about 244,000 fewer people than in the first two weeks of last year. Some experts say technical difficulties on HealthCare.gov during the first day of open enrollment may have contributed to the lower signup tally. So far, most of the people who selected a plan are renewing their coverage. A little more than a quarter are new customers who did not have a HealthCare.gov plan last year. Open enrollment ends Dec. 15 in HealthCare.gov states. The average premiums for the most popular exchange plan are about 4% lower in 2020 than in 2019, though they’re still very expensive for people who don’t qualify for a federal subsidy.